Insurance for your children

Is there a need to get early critical Illness insurance plan for your children. As already get Hospital plan with rider.

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Super Mum

It’s depends on your preference and finances I guess. Critical illness is usually a once off payout per illness, while hospitalisation covers treatment costs. For me, I got critical illness coverage for myself because my income would be gone, and my family would need some money, but for my kids, I didn’t choose to have critical illness or life insurance. I’ll probably advise them to get those when they’re older and planning for adulthood, and may have beneficiaries like spouses/children in the future. And of course, I do what I can (within my power) to protect my children from critical illness and death.

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VIP Member

Yes I believe to buy first before anything happens.

I have taken for both my kids

yes...better to get it early

Advise to get them early

VIP Member

Yes best to get..

best to get

Super Mum

not us

VIP Member

Yes.

TapFluencer

Yes.