Wife to husband: Your money is our money but my money is mine. What’s your opinion? (hubby’s the only one working)

I think it's unfair for a wife to think that way, even if her husband is okay with it. Yes, you can have your own share of the money but you cannot expect your husband to be the only one surrendering his share to the common pool. To me it's either "our" money or totally separate accounts. This whole my money is mine and yours is ours concept baffles me.