Wife to husband: Your money is our money but my money is mine. What’s your opinion? (hubby’s the only one working)

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Both my husband and I are working, but whatever income we have, we treat it as "ours". From our combined salary, we deduct savings, bills and personal allowances. The personal allowance is the one that we can use without the permission of the spouse. So if I want to buy a new bag, I have to save for it from my personal allowance.

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