Wife to husband: Your money is our money but my money is mine. What’s your opinion? (hubby’s the only one working)

I will always say this as a joke to my husband but definitely do not practise it this way. My husband will give me all his salary for safekeeping (he is paid cash). We will sort out the amount that we should save, to pay for bills and for daily usage. We will use the daily usage together and if i want to get something that is not counted as daily usage i.e. new clothes, I will ask for permission out of respect before buying anything.