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I thought all shield plans require full medical underwriting? You’re talking about the hospital/surgical plans which can be paid by Medisave right?

yup, I'm referring to the integrated shield plan. I know for AXA we have to purchase maternity + wholelife plan before we can purchase a shield plan (with no under writing). but it cost 2k for whole life + 500 for maternity alone. Personally , I feel shield plan are most important. but it seems like I can't buy a shield plan+ maternity without getting a life plan.

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