Torn where to live and to work.

I am currently on my 14 weeks pregnancy. Need ko lang ng advice or another insights that can help me decide where to stay and continue to work. Young married couple kami, we're on our peek of our careers kaya medyo hesistant kami to stop. My husband and I are married for more than a year. We planned to have a baby early this year, and blessed to have without any complications or hardships. Hindi maselan ang pagbubuntis ko, but I followed my Doctor's advice during my 6th week to bed rest for a month, and good thing na naging mas maayos si baby. Everything is new to us. We already have a home - old house from his parents (Pina-renovate na namin ito para livable) but the thing is hindi po maganda ang environment. Hindi po okay magpalaki ng baby, may mga bata na nagmumura, mga adult na panay inom at iba pa. We also have 2 lots - gift from both of our parents, but we don't have enough funds para makapagpatayo na agad ng bahay. We don't want to ask for help from our parents, we wanted sana na kami na ang gumawa nito. Wala rin kaming own car, own mode of transportation. Currently working ako sa Manila, when I go back to work, I need to travel for Mondays and Fridays through public commute. I need to be on my own and rent a room. My husband, and both of our mothers are against it. But my point is, my current salary of my husband is not enough for me and the baby, living expenses. Our current finances is not enough to suffice what's coming to us in the next few months. I want to work, too. When I started my bed rest up until now, lumipat na kami ni husband sa bahay ng parents ko. Minsan wala dito si hubby dahil isa siyang guro at face to face na ang ibang classes niya, minsan ay nasa bahay namin siya o bahay ng parents niya kapag face to face. Mabait naman po ang magulang ko, maalaga. May oras lang na may hiya na po sa part ko dahil sa may mga food ako na gusto at ang tanging mautusan ko lang ay si hubby. Pag need ko ng food kinagabihan, ang asawa ko lang ang tanging mauutusan ko. Maliit na mga bagay po, alam ko. Pero wala pong independence at privacy dahil nasa iisang bubong lang kami. When we are living away,. asaya po ako kapag umuuwi kami dito, may grocery kami na dala for them vice versa. Paying their bills on time. I am independent ever since I started studying in college kaya ganito po ang mindset ko, leave and cleave. But I never thought that I will go back and ask favors again from my parents. Torn ako kung dito magstay and keep up na lang sa current status, o bumalik sa bahay namin - managing our own home. Worried si husband ko dahil takot siya na kapag wala siya at kailangan ko ng kasama, wala akong matatawag. Swerte po ako kay hubby, sa parents namin - but I don't know kung ano po itong nararamdaman ko. Bakit ako torn between: 1. Continue working in the government, or file a leave of absence for Maternity till manganak ako, and; 2. Live with my parents and accept what is happening, or go back to our own home, manage it, and do everything that we can to survive all of it. Thank you for all your help.