If you are also earning an income why don't you keep your personal account for your salary to be credited into it? You can both put in a pre agreed amount into the joint account . Actually why does he need to question why you need the money when he also draws the money from joint account for his business dealings. I meant we never know right maybe the withdrawal may not be for business. My point is since you trust him with the money he should do the same and between a couple there should be open communication about money
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