Hope for heartbeat and fetus grow

My first check up went well heartbeat detected, gynae told me tht fetus is 5week4days (according the fetus size) Had my 2nd check up after one month and they told me no heartbeat and fetus is the same size not growing. They gave me few choices.. first choice is to wait two weeks and come back do the scan and decide, 2nd choice D&C 3rd choice is take pill and it will naturally drop by itself. But doc recommended me with 3rd choice bc I can’t afford to do another D&C cos I miscarriage once and did D&C. I’m sad and really down ! What should I do now ? Any hope if I return after 2weeks ? Mummies any advice.