Maternity insurance

Hi there has anyone had prior PPROM - preterm premature rupture of membranes experience and unable to apply for maternity insurance? Have tried prudential, AIA, Manulife to no avail. Previous pregnant was terminated at 18 5 weeks as water bag burst. Can anyone share your experience applying for insurance for subsequent pregnancy? TIA!

Rachel

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I’m not sure whether PPROM in past pregnancies will undermine your chances of getting covered w maternity insurance this time round. But I know maternity insurance coverage is very little for the amt of premium you pay. It’s not enough to cover any pregnancy caused life and death critical conditions. And it is very hard to claim from maternity insurance (your condition must be almost death kind of situation then can claim). The better approach is to make sure you have sufficient hospital and surgical insurance coverage via medishield. It will cover u for much more.

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