Maternity Insurance Rejected

Hi! Any idea if I were rejected by Prudential for maternity to baby insurance due to previous medical history, can I try to purchase similar policy from another insurer like AIA or AXA instead? Will they be able to check and know my medical history and reject my maternity insurance application too? I’m at desperate ends as I’m hitting 36 weeks and my maternity insurance was rejected due to history of depression. If I don’t declare to new insurer, will I have higher chance of getting approved? #luckysep

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Anonymous
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They will probably need you to declare any medical history. Just remember that whatever you fill up on the form upon submission have to be true, so I wouldn’t risk. Alternatively, you can consult and try? 😊

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Anonymous
2y ago

    if anything happen in the future, and they managed to backtrack or find out. even if you have paid premium, they can still reject your claim. so it’s best to declare truthfully.

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