hello. I'm still under subsidy. I did ask the nurse at KK on her thoughts should i apply for private when i just got to my 2nd trimester. she advise it's abit waste of money. if i think i wanna go private, opt for it from my 3rd trimester onwards at least i can save abit of money. My other concern was the extra cost for emergency c sect or NICU. Thankfully, my sister inform me of the insurance i could get to cover for this. Maybe u may want to hit her up to know more on this Fatin @ 98500895
Just want to share my opinion since it differs from the other comments, but do bear in mind we all have different circumstances and budgets — I chose to go private despite the higher costs as having the same doctor throughout and having them know my progress is important for me. I also want a single bedder so husband / family can stay during labour. My gynae has been amazing so that definitely helps affirm my decision
You can consider KKH private which is you will experience what private route like such as you will have specific dr for every check up. Also, even if you are under subsidy route doesnt mean it 100% shared room as you can still choose Ward A which does not have subsidies
I heard that even though you take private. when you giving birth, it might not be that doctor also. so public hospital is good enough I feel.