Hi mummies, is cord stem cells necessary? Or just cord blood will be good enough? If I would to buy both, the cost is quite substantial.

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Actually after looking at Cryoviva and Cordlife, I found that costs are quite similar for their most expensive packages. Hence, I would rather go for Cordlife which can store cord blood, tissue and lining whereas Cryoviva and Stemcord can only store cord blood and lining. Also, most costs can be paid via the CDAC account, since Govt will give $3k upon LO’s birth, and if you top up $3k, will get additional $3k dollar-for-dollar matching when you first deposit into baby’s CDAC. That means you’ll have $9k inside once you give birth and that can offset around $6.8k of the package. To decide to store or donate: https://www.sgbudgetbabe.com/2018/09/should-i-store-or-donate-my-babys-cord.html?m=1 For an unbiased review: https://www.sgbudgetbabe.com/2018/10/my-review-of-cordlife-vs-stemcord-vs.html?m=1

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