My baby placenta covers the birth area

Today my baby's been in 28 weeks. I've gone to medical checkups, medications I've taken blood, scans and consultations with doctors. My scans from blood check ok no problem, my baby is all ok healthy, my water is just enough And the doctor says if there is no change to 36 weeks of gestation then it must be cesar process.. I feel anxious because my third child should I run a cesar process between fear and worry but behind it all for the safety of mother and baby, I hope there is a solution to my story today..