Parents, able to share how you save money? No savings investment plans. i been trying but i just don't seem to get it down. Despite writing or locking it aside

There are a lot of different ways for you to save money. First of all you should start with saving money on cutting expenses. When I was a student it helped me a lot to save some money for my future. Currently I am trying to find some spare money via loans for bad credit, you can read more about them here https://triceloans.ph/loans-for-bad-credit/ . It is easy for me because I can have money to spend for my hobbies, especially for anime and videogames. I am gonna have a kid in a few months and I already saved a lot of money for that purpose so I can do everything I want.

At the moment my savings goes into OCBC Bonus plus account. while my pay is from DBS. So each month once I get my pay, I have an auto-transfer of 300 into the OCBC account. The good thing about this account is you get bonus interest rate if you DO NOT withdraw. So just to earn this extra bonus, I always tell myself that the money go in cannot come out. So far I only withdraw from that account once, which was to pay for the hospital bill. I don't even know how much is inside and I tell myself I don't want to see the balance until I get my house 4 years from now.

One way is to get a savings account WITHOUT the ATM card, meaning you link it to one of your current cards - then it'll be hard to spend it :) Another way, is just to get endowment plans I guess! Literally forces you to save 😅

For me i will try not to use certain cards. I will open a few bank and each account are for different purpose.. Try to have some not accessible bank such as maybank , cimb , hsbc , ANZ ETC.. then wont be able to draw out easily ..

at the moment I'm putting about 200-300 per month. baby bonus I'll split it too. so let's say I get 2k, 1k goes into savings and the other 1k I'll use to clear bills or take the kids out.

Bank card, I cut and throw. No bank book. Also I can't transfer money out from the bank. Urgent- life and death. if it means I must ask or borrow I'll do that. in a way forget that it's there.

We put into same kind of education funds that pays not bad dividends once every few months I think..it's all managed by my independent wealth advisor

I have recently started saving. I put the money in the bank and I have thrown the card away. I also took a bank which is not accessible to me.

As i cant save too, baby bonus goes to my husband. So i wont touch it.