Getting a Mum & baby Insurance a Must!

Now that my wife is pregnant again, I really pray that everything is smooth now and no complications like what happened in our first 2 miscarriages. Have you taken a plan for complications benefit? Nowadays, left and right we are hearing miscarriages,pre eclampsia and more.

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There are two main types. The maternity insurance u get prior to getting pregnant (I think u need a 12 month moratorium) and maternity insurance u get after getting pregnant. Since your wife is already pregnant, like me, I could only get maternity insurance from 13 weeks gestation onwards. They want to make sure u pass your first trimester and genetics tests I guess. I got the AIA empowered mum 2 baby and it covers major genetic and premature complications and NICU costs. Also, once baby is born, it converts to baby life insurance! Good luck and congrats to u both! ❤️

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