Review of Maternity + baby insurance (prufirst promise) prumum📝

Hi can any mums share which maternity insurance plans you bought? any review about prufirst promise or prumum? Is there any plan that can cover the child's medical insurance from the time he/ she is born? A lot of them only pay out ~10k if there's any congenital defects / problems. But that's not enough. Was looking to have full medical coverage for child right out of the oven

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may I know how long it takes for the baby's insurance to kick in? the insurer I spoke to said about 15 days (because need to wait for birth cert) # prumum

3y ago

I think most insurers has a variation of this policy. Procedure should be about the same too!