Do you buy life insurance for your baby?

Hi Mummies, do you buy life insurance for your baby?

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Super Mum

No. Only hospitalisation and accident insurance. Don’t really want to imagine my baby dying, to be honest. And if my child did die, I couldn’t bring myself to go claim the money either. So, my plan is to wait till my child is older and then do financial planning together, because then she will be closer to the age of marriage and having a beneficiary (eg. Spouse/children) for life insurance to make sense. In the meantime, I will invest for my kids.

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VIP Member

yes! best to buy asap! my baby fell ill at 2 weeks and was diagnose w neonatal lupus. even though doc say it usually goes off after 6months of age, insurance rejected our baby's application due to it.

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VIP Member

yes! do buy early as the claim eligibility of CI will get stricter at the end of this month

Yes. I bought a maternity insurance which can transfer to baby's life insurance when born.

Yes. Good to buy at least a minimal coverage as no health underwriting is required :)

insurance reject mine cos babies need to be at a certain weight at birth 😑

VIP Member

yea. we bought as a gift for him :) paying till 25yo and he is fully covered

yes baby and me should have a life time insurance

Yes, for the early critical illness coverage

yes bought with prudential