What were the most important factors to consider before having a kid?

Time is an issue Money is an issue How u and ur s/o communicate regarding about future with baby is an issue Help not so much if ur hubz is helping Patience and tolerance is an issue (they will keep crying and you will not understand whats wrong with them but you will get to know.) And mom.. ur back (from pregnant ur back, gave birth alr u change pampers u bathe baby u carry baby.. rip ur back.. legit)