Insurance

Not necessary to get an agent from a certain group, big group agency tend to force their agent to fork out more money for their “facilities”.. end up agents will want to earn back from your commision buy upselling u some products that are high commision!

U should talk to an independent financial consultant to assess insurance needs and gaps before committing to new insurance and investment

My friend did and he mentioned qiren also has facilities for families to use

Nope. I think their agents are too pushy and only interested to close deals

Will suggest you look for normal aia agent instead of qiren group.

didn't like qiren as they are hard core sellers..

Am considering it at the moment.

No. Only went to get freebies

No

No