What do you think, mas okay ba na separate kayo ng savings account ng husband mo or better ang joint account?

Depende sa couple. Sa case namin, we have both. Once na sumahod kami, we widraw our salaries and just leave our monthly allowance in our payroll ATM. Whatever money we save from our allowance (na nasa individual account namin) we are allowed to spend it the way we want. Then we also have our family savings which is andun naman sa joint account.