After a month po ata magkakaroon or end of the month magkakaroon po ng parang penalty, kaya dapat po maibalik nyo po agad yung maintaining balance nyo bago kayo mapenalty ..
May bank acct po kau sa bdo? Kung atm card acct lng, 5k lang maintaining balance nun. Pg below 5k yung laman, may penalty na 300 per month.
Sandy Lozano