Sa banko ba kayo nag-sasave for your soon hospital expenses? And during this phase ba kayo nag-start or earlier. Pls share!

Yes. But we also keep cash in the house. Ayaw na ayaw ko kasi nag wiwithdraw hehe natutuwa ako kapag konti lang yung withdrawal sa record ng account namin, maybe it's an oc thing ewan hehe I already have an emergency fund before I got married, nijoint account namin yun tapos nung magkababy kami we opened another account para naman kay baby.