Ano'ng mas mahirap, mangutang o maningil ng utang?

Read more here: https://community.theasianparent.com/q/anong-mas-mahirap-mangutang-o-maningil-ng-utanganswer-qotd-get-chance/3339583
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Mangutang
Maningil ng Utang

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mahirap talaga maningil ng utang,minsan ikaw nalang mag aadjust. pinahiram mo kasi nakisusap, ngayun hindi mo na makausap HAHAHA. BASED ON MY OWN EXPERINCE.

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