Ano'ng mas mahirap, mangutang o maningil ng utang?

Read more here: https://community.theasianparent.com/q/anong-mas-mahirap-mangutang-o-maningil-ng-utanganswer-qotd-get-chance/3339583
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Mangutang
Maningil ng Utang

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mas mahirap maningil ng utang.. sila pa galit pag sinisingil at sila pa may kondisyon .. sasabihan ka pang "HINDI KO NAMAN TATAKASAN YAN UTANG KO,HINDI KA MAN LANG MAKAPAGHINTAY" hahaha

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