Ano'ng mas mahirap, mangutang o maningil ng utang?

Read more here: https://community.theasianparent.com/q/anong-mas-mahirap-mangutang-o-maningil-ng-utanganswer-qotd-get-chance/3339583
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Mangutang
Maningil ng Utang

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Nakakahiya maningil ng utang 😅😂 Mnsan pag nag kasalubong nga kayo . Ikaw pa iiwas eh 😂 Galit pa pag siningil . sbhin magkno lng di ba makapag hintay 😅

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