Ano'ng mas mahirap, mangutang o maningil ng utang?

Read more here: https://community.theasianparent.com/q/anong-mas-mahirap-mangutang-o-maningil-ng-utanganswer-qotd-get-chance/3339583
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Mangutang
Maningil ng Utang

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theAsianparent PH

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maningil ng utang kasi iisipin mo din kalagayan ng nangutang sayo kung kaya na ba nya magbayad. though need mo na yung pera my guilt ka padin manfifeel kapag naniningil ka kasi iisipin mo kung kaya na ba nila/nya talaga mabayad

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