Atleast may hulog na 1year worth of contribution, or nabayaran yung 9months worth of contribution before your EDD bago magamit ang benefits nila. Not sure lang ngayon kung may consideration sila.
Dapat po may 9 months kayong nahulugan para magamit yung benefits. Pero if kulang po at the time na manganak kayo, magpapa-"advance" po si Philhealth.
Jem F. Alejandro