6 Replies
If you don't already have one, I'd actually suggest AGAINST having any credit cards at all - they require very high discipline and budgeting to make sure you don't end up overspending and landing yourself in a situation where you spend more than you can afford to. If you're looking for rebates/rewards for shopping, I'd suggest looking into debit cards that offer cashback - and also existing programs at places you shop most often :) Be it brand-specific ones (eg. Kiddy Palace), mall-specific (eg. CapitaMalls) or general ones like Shopback - I'd say those are a lot safer than credit cards in the long run!
Promo terbesar expert care sudah dimulai, diskon hingga Rp.100.000 sedang berlangsung di shopee, ada juga voucher diskon 100% alias gratis bagi bunda yang beruntung. Buruan cek di https://shope.ee/9UfEMMqqTg (id-34958)
I agree with the Jayashree article! Depends on your spending actually ah. IMO, get something evergreen like POSB everyday for your groceries that sorta thing!
Hey, I think this article is really useful..do check it out: https://sg.theasianparent.com/credit-cards-for-singapore-families/
I like to use my points for travel so I find DBS Altitude quite good or NTUC as you can't go wrong with grocery rebates.
Don't really understand rebates thing, but I have the NS50 voucher to help my spending needs :D