Maternity insurance

Always remember insurance is coverage for when something bad happens. For example, pregnancy complications then yes most maternity insurance will cover the complications. For example, accident and you need to be warded then yes most hospital plans or accident plans will cover the expenses. Depends on what kind of coverage you’d like for yourself while being pregnant and what kind of coverage you’d like for your unborn baby and after birth. Again, remember maternity insurance is for when there is a complication in your pregnancy like pre-eclampsia or etc, then can cover the bill. Or for when baby is born and has jaundice or other complications, then yes can cover the bill. All the scans and tests done while pregnant can be reimbursed after you deliver. Up to $900 claimable by Medisave. Even your delivery is claimable if you go for subsidised all the way including the choice of wards. Normal pregnancy (without complications) and the hospital bills is not insurance cover, is you, husband or Medisave pay the bills. 😝