Insurance For Baby

Would like to gather opinion if buying just Hospitalization insurance for new born baby is enough? Bought Hospitalization insurance for our baby from AIA recently. Was recommended to purchase Life insurance and Savings insurance for Baby as well. So want to seek more opinions..

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I would get hospitalisation and personal accident. For the PA can perhaps consider a family plan so it’s cheaper.

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I would get health, and life then endowment if I have the sufficient Budget.

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