I think I am ready to have a kid but my husband is not. He has asked me to wait many times, but I really want to be a mother. What should we do?

Have you asked your husband why he is not ready to be dad? Is it emotional, financial or something else? If you guys sit down and have a really good talk about this issue, perhaps you can find a compromise and meet in the middle. If he still insists "not now", then ask for an actual timeline or deadline so that the both of you can work towards your goal of having a baby.