SHN for new maid

Can I check those new maids coming from overseas. When we pay for SHN and insurance. What happen if she got covid-19 and do I pay for all her expenses or the agency?? Just to clarify to get some info. Thnx u

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always buy the insurance which will cover covid 19 especially when bringing in from oversea

I am not sure about covid-19 situation. Suggest to talk with agency.