Both. Because as age is concerned, I want na nasa 20's pa ako to give birth to my 1st baby. So at age 25, I give birth to my baby girl. Financial capacity should also be considered, kasi we need to provide for the pregnancy, sa mga check-ups and vitamins tapos syempre sa mga needs ni baby. Sabi nga ng Pedia ni baby, magastos ang magka-anak, ao need na may pera ka talaga para hindi tayo kawawa lalo na kapag naubos supply ng needs ni baby like diaper and milk.