i got pru too.
i think at the end of the day most policies are here and there a bit same.. but your relationship with the agent is more important. IMO its better to buy from an agent you are comfortable with and you trust that person.
im looking at GE, seems to cover the most conditions for mum and baby until juvenile years. but also looking at axa which covers c sect before 36 weeks
According to my FA, my own insurance covers my baby for complications during pregnancy. So I just got the critical illness one for my bb from AIA.