What do you think, mas okay ba na separate kayo ng savings account ng husband mo or better ang joint account?

Pag usapang pera medyo iba talaga, nong panahon na kami nag sisimula palang as couple na isipan namin na kumuha ng financial adviser . She suggested that we should have an agreement when it comes to managing our finances . What we did was we open a separate joint account for family savings , nasa loob non ang lahat ng savings namin like 80% ng sahud namin napupunta don and lahat ng commissions and other income naming mag asawa ,then we have a separate account invidually andon yung 20% of our salary para naman sa mga personal na gastusin like daily allowances etc. When it comes to all the bills we deduct it in our joint account para detailed sya at makita nyo ang lahat ng transactions. Well you just have to be open minded and accept the fact that your as one family already kaya what ever you owns he owns din . Walang bagay na masosolve sa mabuting usapan :)