is there a difference between surrender to hdb and sale to open market. my house is only 1 year plus. havent meet mop. resale flat. i am going through divource.

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I believe that you would not be able to sell the flat as it hasn't met the MOP. So, the best option is to surrender. However, you can work out some agreement with your partner and wither wait to divorce, or one of you can buy the other one out. That way you won't lose money. However, I do not know your situation, so best talk to a lawyer about it. Hope it helps.

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