U definitely save alot of cash by going for a referral to any govt hospitals. The only meh part is u cannot choose your gynae and will never stick to the same gynae throughout your prenatal checks. But I was lucky when I got to see the same female gynae for a couple of times in NUH and 2 female gynaes attended to my labour and was there throughout from my admission for 9 days as I had a complication. During labour you may be attended by a midwife for most. Priority, u have to work out on ur budget 1st. If can afford go for private if u want a chosen gynae. Otherwise sub is ok too. 5 times under sub and no regrets. My total bill for 2 of my pregnancies exceeded and thankfully can pay via Medisave & Baby bonus for my preterm NICU baby.
I think the referral applies for Govt hospitals only tho. And also, Govt hospital don’t stick to one gynae. Private hospital doesn’t have subsidies.
Anonymous