Paano ba tumanggi sa nangungutang na kamag-anak na hindi nagmumukhang "mapagmataas"?

Personally, I talk to them about it straight. If they still haven't paid me, I tell them na I need the money and that they should do good on their promise. Ibang usapan kasi talaga when it comes to money kasi hindi siya something na pwedeng hayaan na lang. So be firm, but still be respectful. Wag mo naman awayin yung kamag-anak mo kasi gulo lang yun.