PERSONAL SAVINGS ACCOUNT

Mumsh sa December pa po due date ko, binigay na ng employer ko yung advance cash for my SSS maternity benefit worth 70k, as of now nasa payroll account ko yung pera. Ayoko sana i-withdraw dahil ayoko matempt na bawasan, nilalaan ko sana panganganak ko. May nag advice lang sakin na hindi maganda nag iiwan ng malaking amount sa payroll account mag open na lang daw ko ng personal savings. Saan po kaya maganda mag open ng personal savings account? and ano po ba requirements at how much maintaning balance? And bakit po ba hindi okay mag iwan ng pera sa payroll account?