Any mummies can intro which H&S plan you bought for your LO? Do indicate why too. Many thanks. ?

Don't know what H&S plans mean, but with the previous reply, I'm guessing you're talking about insurance and savings? My son has the following plans: Life & ECI - AIA Hospitalization - AXA Hospital Income - AIA Personal Accident - AIA Endowment Savings - Prudential His plans add up to $265.25 monthly, $105.49 of which belongs to endowment plan! Most of his plans (and ALL of my own plans) are under AIA because I found a financial advisor who took great care of our financial needs and gave advice based on our financial situation, currently my go-to person whenever my friends/relatives/I need some financial help :) The key I'd say is to find an advisor who really cares for your needs, not just the commission they're getting - I currently have 5 financial advisors and 12 policies, even cancelled my policies with my cousin before because she just didn't care about the "after-service".

for h&s plan, i took AIA cos it covers expenses for congenital abnormalities even for the first 24 months from birth. understand that GE offers similar congenital abnormalities as well. if ur LO is above 24 months, the above point not critical any more. may review the pre&post hospitalization benefits and whether includes family member accomodation on "as charged" basis.

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My friend says she got these for her baby: Hosp Insurance - prudential Accident Plan (Coveres HFMD and critical illnesses) AIA Life Plan - Aviva Hope it helps! :)

bought AIA. nothing in particular why, but it served us well so far.