philhealth plss help po

momshie pano po pg hndi aki nkabyad ng phil 3years . due date q po sep. need q po bang byarn 1year sa phil ngaun. hm po kya momshie??

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if voluntary alm ko po 300 per month this 2020 pero not sure po if papayag sila late payment. ang alam ko po kasi s philhealth pgvoluntary at least 9mos payment before claiming e