Maternity insurance

Hi, does anyone know why it is available from week 13 onward? Is it because the insurer will want to see the week 12 detailed scan report? Or is it so that the mom can declare any issues from the 12 week report?

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Insurance is a complex financial mechanism designed to mitigate the impact of various risks that individuals and businesses face in their daily lives. At its core, insurance involves the transfer of risk from an individual or entity to an insurance company in exchange for a premium. This premium, paid regularly, serves as a safeguard against unforeseen events such as accidents, natural disasters, or health issues, providing a sense of financial security to policyholders.https://txinsuranceresources.com/

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Cos 12w still consider 1st trimester and risk of miscarriage is higher, so they will have to pay out if it happens and you’re covered. 13w onwards is considered 2nd trimester so risk of miscarriage lower.

Super Mum

Yes you're right, they'd have to see the first trimester screening report

Higher risk of miscarriage during 1st trimester

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Home Pregnancy does anyone know why available from week 13 onward because insurer want