pregnancy insurance

To be honest, it depends on your age and medical conditions. If it’s not low risk for the insurers, they will make the process hellish and delayed till third trimester without any decision. And usually, they just want to upsell you the basic whole of life insurance with maternity insurance as a mini top up with low coverage but expensive premiums. I think not worth it. Also, if you intend to subscribe to any cord blood banking services, you may get to enjoy similar coverage and sum assured for free without all the unnecessary underwriting hassles.