which hospital you choose for delivery?

NUH. Their healthcare standards are excellent and all the nurses are very competent with handling infants. I stayed in A-class ward for 4 nights (baby had jaundice so needed phototherapy and I stayed on as well), my husband could room in, and my final bill was about $2.2k. Think about the post-delivery follow-up for your kid as well. If you choose a private hospital to deliver at, it will be a longer process to get your kid followed-up in a public hospital if you so choose.