What are the best health insurance plans for the family available in the Philippines?

Most common misconception here in the Philippines is that Health Management Organizations (HMOs) are the same with health insurance, which apparently not. HMOs like Intellicare, Maxicare, Medicard, Philcare, etc. do not offer insurance, they offer medical assistance. While health insurance, usually packaged with life plans, offers hospitaization allowance, lump sum, and sometimes covers critical illnesses that HMOs do not cover. You can check this out for more details: http://www.myfinancemd.com/differences-health-insurance-hmo-philhealth/ ☺️☺️☺️