ACCREDITED OB
Mommies, anyone here na accredited naman yung OB nyo sa hmo pero nagpapabayad sya separately on top dun sa babayaran sakanya ng card? Nag inquire kasi ako sakanya kapag manganganak na ako at yun ang sabi. Nawindang lang ako 😅
your HMO if si company ang nagprovide, walang maternity coverage. Pre-natal and post-natal check ups are considered as outpatient. Talagang consultation lang ang covered ni HMO, other than that wala na kasi wala naman maternity coverage. You may also check with your HMO mismo the entire coverage but I bet na hindi included ang maternity coverage since halos lahat ng HMO ngayon walang maternity coverage
Magbasa paSuggestion ko po, pakidouble check po sa hmo policy nyo kung anu-ano ba talaga ang coverage. Baka po hindi talaga covered ng hmo yung dagdag na pinapabayad ni ob.
