Maternity insurance

What’s more important is a hospital plan. I never thought I would get pre-eclampsia after delivery. I was hospitalised for 6 days at KKH under subsidy and my bill size was $11+k in total. Medisave deduct $7+k and the remaining had to be paid in cash. Lucky for me I had insurance to cover the remaining amount of $4+k. I was also reimbursed $900 for my stay in hospital. On top of that, I also bought AIA maternity plan when I was 33 weeks pregnant. Pre-eclampsia is a pregnancy complication so I am also covered under the maternity plan. Baby had to be sent to phototherapy due to her jaundice, that too is covered under the maternity plan. So if you want to have a peace of mind and tight on budget, I’d suggest you take up the most min coverage for the maternity plan. I took AIA and paid $109 per month for a baby complication portion coverage of $5000 on top of the base plan (if hospitalised) of $43k coverage. Do seek further advise from various insurance companies for your needs.