Hi I am in the same situation except I have not been working for two years including during pregnancy period because I quit my job to move overseas with my husband. When I came back to Singapore Coz I was pregnant, my husband is still overseas serving his contract. My spouse allowance portion was taken away as I came back to Singapore alone. Finance is tight definitely. I used to earn a decent salary and actually even higher pay than husband. I quit everything for him to develop his career and now I am stuck tying to find a job back. Our new house needs to be renovated when my husband comes back next month and still need to pay mortgage. I am of course stressed trying to find a job and worrying not enough cash. There are a lot of adjustments you need to make. Before buying things I will always check carousel or online for Cheaper deals. I try to make some income selling things on carousel and selling Way preloved or unnecessary stuffs at home. I eat at home all day and hardly meet friends for gathering. Cannot spend money to buy pretty bags or clothes for myself so freely. Holding back on sending baby for lessons. Surely you can survive too.in fact I find myself saving more money these two years than when I was working. ( save from the online income and husband allowance to me). I become more frugal.
At first I keel wanting to find a job back asap but now I can't bear to leave my 10mo baby. Money can always earn back and job can always find back. But you have to to realize that you may never find back a job with the same pay or benefits. Having the chance to spend time with your young kids is a rare opportunity and can't be measured with
Money. You can also try to supplement income by finding a home based job :)
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