Family Budget

Halo and completely merged. May joint and separate accounts kami that we have access online, we also have a shared sheets for our expenses and income for monitoring. Pero basta kung sino may pera, go lang. Income ni hubby is mostly cash, and he does the grocery, palengke at iba pang in-person na pamimili. Ako naman payroll acct ang sahod and I do the online payments-- bills, insurance, online shopping. Kapag kinapos si hubby, mawithdraw sya. Kapag kinapos ako, magdedeposit sya. Ako na nagkukusa maghulog/ tabi ng sss and savings namin since hindi maaasahan si hubby doon.

nagbibigay si hubby ng fixed amount from his salary sakin every cut-off. mag-iiwan sia ng kanya like for gas and food for work. ako ang in-charge sa pagbubudget. kaya wala kaming issue regarding financial matter dahil ako ang humahawak ng pera namin. also, transparent kami para no issue sa money matter. so ung excess money namin once nabayad na lahat ng bills goes to our savings, and updated sia dun.