lying in or hospital

Ftm is it true na bawal na mgpaanak sa lying in kpg first baby?. I was able to talk with ob from lying in pwede namn dw kaso if di daw kinaya ittakbo din agad sa pinakamalapit na hispital kung san sya nkaassign. *Hospital bill for first time baby: 30-40k via normal delivery and 50-80k via cs delivery. *Lying in: 15-18k doctors fee lang dw and if u have philhealth macover na ung 2day stay at baby screening bsta actuve member ng philhealth. Im still thinking kung san ako manganak since 39weeks and 4 days nako. Thanks